At Charles A. Rose Co., we truly value and enjoy working with first time homebuyers. As Richmond’s oldest real estate firm, we have a wealth of experience and information to share so you will be an informed and involved consumer. We pride ourselves on always being a call, text, or email away; taking the time to explain the details and immediately addressing questions or concerns. Let us give you that essential support and reassurance so you can relax and enjoy the process!
Home Buying Process:
Enlist The Help Of Your Charles A. Rose Co. Realtor
You may not realize that the seller typically compensates the buyers’ agent and you have the choice to select your own representation.
Determine How Much Home You Can Afford
If you need help obtaining a mortgage pre-qualification, or choosing a comfortable price range for your purchase, we can recommend many well qualified loan officers for your selection.
Decide On The location Of Your Home Search
Let us introduce different neighborhoods to you, and provide you with the various resources so you can make an informed decision.
Search Homes That Meet Your Criteria And Budget
Once we meet and understand your wants and needs, we will begin the search. We will coordinate showings for you, as listing come available.
Make An Offer
After finding the perfect home, we will guide you through the offer process, so that you understand all factors in need of consideration.
Confirm Loan Details
Complete the necessary steps with your lender, to avoid interruptions during the loan process.
Obtain A Whole House Inspection
We will help you choose a qualified inspector and work together during the inspection process.
Negotiate Any Findings Found During The Home Inspection
Our experienced agents will ensure that the inspection process is easy and smooth for you as the buyer.
Appraisal Conducted
Your lender will order the appraisal and we can discuss the report in detail if questions arise.
Select Your Closing Attorney / Title Company
Your Realtor will directly contact your chosen attorney and pass along all pertinent information and documents to ensure a timely closing.
Transfer Utility Accounts For Your New Residence
Complete The Final Walk Through Prior To Closing
Closing Day, Welcome Home!